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Tata AIG Life Insurance Company LTD

A home is place that we all would want to claim as our own. Hence, it is natural that you want to protect your home from all the social and other calamities and irregularities. To keep our home safe is our main objective. Tata AIG Life Insurance Company LTD realizes this need for home security and has hence created series of home insurance products that caters to your needs.

Tata AIG Life Insurance Company LTD is a joint venture. It is formed by the merging of two eminent names namely the Tata Group and the American International Group, Inc. The company offers a complete range of general insurance services and products. They include insurance for homes, automobiles, personal accidents, energy, travel, marine, casualty and the like.
Types of Home Insurance Solutions
The various types of home insurance solutions that types of Home Insurance Solutions
offers are:-
  • Insta Choice
  • Home Secure Supreme
  • Home Coupon
  • India Fire – Fire & Special Perils
Insta Choice
This plan provides the customer with instant home assurance and the flexibility so that you can decide whether the plan covers all your needs. Some of the key features of this insurance product are:-
  • Fire and Special Perils: The plan provides protection for home structure as well as takes charges against earthquakes, lightning, floods, thunderstorms, fires storms, cyclones, inundation and other unforeseen calamities. It also protects you against man-made attacks such as social insecurity, attacks, thefts and the like.
  • Rent for alternative accommodation: The plan is accountable for additional rent in case the house is harshly damaged and is uninhabitable under situations like Fire and allied perils. The maximum limit is of Rs.30, 000 for 3 months.
  • Burglary & Theft: The plan recovers damage or loss of your household components in case of any Burglary / Theft or Attempted Burglary / Theft.
  • Public Liability: Provides security to any third party associated with you.
  • Breakdown of Domestic Appliances: The plan ensures protection against Mechanical &/or Electrical Breakdown for other domestic appliances in your house.
Home Secure Supreme
The home secure supreme plan allows you to customize the product as per your requirements. The plan provides protection and security on various issues. Some of them can be listed as below:-
  • Public Liability: Secures the house against third party intrusions.
  • Burglary
  • Purchase Protection
  • Pedal Cycle: Secures pedal cycles against any damages.
  • Baggage: Your baggage is protected even while you travel.
  • Domestic Appliance: Offers protection for your domestic appliances against any unforeseen damages
  • Personal Accident
  • Medical Expense: Covers hospital expenses due to casualties or accidents causing death / PTD.
  • Ambulance Charge: Ambulance charges due to accident.
Home Coupon
This plan provides on spot cover for your home and has easy documentation. It protects your home and the plan covers issues like fire and other burglary or perils of greater magnitude.
India Fire - Fire & Special Perils
This plan would cover any loss caused to the home due to fire and other perils that cause greater damage. The plan is reasonable and also offers coverage against terrorist attacks, earthquakes additionally. The key facts or facets would include protection against the following:-
  • Fire
  • Lightning
  • Explosion/Implosion
  • Aircraft Damage
  • Riot, Strike and Malicious damage
  • Impact damage by any Rail/Road, vehicle or animal by direct contact(excluding damage by own vehicle)
  • Subsidence and landslide including rockslide
  • Bursting and/or overflowing of Water Tanks, Apparatus and Pipes
  • Missile Testing operations
  • Leakage from Automatic Sprinkler Installations
  • Bush Fire
  • Flood, Storm, Inundation etc.
  • Earthquake
Tata AIG Life Insurance Company LTD believes in providing innovative and pertinent insurance policies and solutions in retail as well as commercial spheres. Each product is supported by expertise and other in-depth analysis. The same is applied for the home insurance schemes. These schemes are made keeping in mind the needs and requirements of the customers. Hence, if you are seeking for a home insurance then seeking solutions from Tata AIG General Insurance Company Limited would be a good choice.